Deadline reference
MSB registration: initial registration form
31 CFR 1022.380(b)(3). FinCEN, United States (federal). Event-relative; binding rule.
Not legal advice. The period or date below is quoted from the official source with its conditions; whether and how it applies depends on your firm's facts and your actual regulatory correspondence. Confirm it in the official source.
Status: Active. Last checked 2026-11-09. All references.
Who it applies to
Money services businesses.
Each money services business required to register with FinCEN, with the exceptions for agents and certain sellers of prepaid access stated in the rule.
Sources: [2] § 1022.380(a)(1)
Exclusions
A person that is an MSB solely as an agent of another MSB is addressed by paragraph (a)(3) of the rule.
Sources: [2] § 1022.380(a)(1)
The published period or date
- Official text
- The registration form for the initial registration period must be filed on or before the end of the 180-day period beginning on the day following the date the business is established.
- Type
- Event-relative
- Trigger
- The day following the date the business is established.
- Legal status
- Binding rule.
- Effective
- Not stated to present
- Conditions and transitions
- The rule states a 180-day period without saying business or calendar days, so no period value is recorded here. FinCEN's registration guidance page describes the same filing as within 180 days after the date on which the MSB is established.
- Sources and locators
- [1] § 1022.380(b)(3); [2] § 1022.380(a)(1); [3] Introductory text
No due date is computed here. The toolkit does not interpret event-relative periods, count business days or hold a holiday calendar.
Cite
Cite the official source first. Then: Taft Compliance Group, Exam-prep toolkit (draft), deadline reference dl-msb-registration-initial, https://taftcompliance.com/resources/exam-prep-toolkit/deadlines/dl-msb-registration-initial, last checked 2026-11-09.
Sources
Office of the Federal Register, eCFR, 31 CFR 1022.380 Registration of money services businesses. rule. § 1022.380(b)(2) and (b)(3).
https://www.ecfr.gov/current/title-31/subtitle-B/chapter-X/part-1022/section-1022.380
Checked 2026-11-09.
Supporting passage
(2) Registration period. A money services business must be registered for the initial registration period and each renewal period. The initial registration period is the two-calendar-year period beginning with the calendar year in which the money services business is first required to be registered. However, the initial registration period for a money services business required to register by December 31, 2001 (see paragraph (b)(3) of this section) is the two-calendar year period beginning 2002. Each two-calendar-year period following the initial registration period is a renewal period. (3) Due date. The registration form for the initial registration period must be filed on or before the end of the 180-day period beginning on the day following the date the business is established. The registration form for a renewal period must be filed on or before the last day of the calendar year preceding the renewal period.
Office of the Federal Register, eCFR, 31 CFR 1022.380 Registration of money services businesses. rule. § 1022.380(a)(1).
https://www.ecfr.gov/current/title-31/subtitle-B/chapter-X/part-1022/section-1022.380
Checked 2026-11-09.
Supporting passage
Except as provided in paragraph (a)(3) of this section, relating to agents, and except for sellers of prepaid access as defined in § 1010.100(ff)(7) of this chapter to the extent that they are not already agents, each money services business (whether or not licensed as a money services business by any State) must register with FinCEN. Each provider of prepaid access must identify each prepaid program for which it is the provider of prepaid access. Each money services business must, as part of its registration, maintain a list of its agents as required by 31 U.S.C. 5330 and this section.
Financial Crimes Enforcement Network, Money Services Business (MSB) Registration. regulator guidance. Introductory text and Regulation Fact Sheet note.
https://www.fincen.gov/resources/money-services-business-msb-registration
Checked 2026-11-09.
Supporting passage
The form, Registration of Money Services Business, FinCEN Form 107, must be completed and signed by the owner or controlling person and filed within 180 days after the date on which the MSB is established. Registration must be renewed every two years. This guidance is intended to clarify general issues arising under 31 CFR Chapter X (formerly 31 CFR Part 103). The guidance does not replace or supersede the regulations.
Changes to this reference
No released changes.