Deadline reference
Suspicious activity report filing by a broker-dealer
31 CFR 1023.320(b)(3). FinCEN, United States (federal). Event-relative; binding rule.
Not legal advice. The period or date below is quoted from the official source with its conditions; whether and how it applies depends on your firm's facts and your actual regulatory correspondence. Confirm it in the official source.
Status: Active. Last checked 2026-11-09. All references.
Who it applies to
Broker-dealers.
Brokers or dealers in securities subject to the suspicious activity reporting section.
Sources: [1] § 1023.320(b)(3)
Exclusions
No exclusions recorded.
The published period or date
- Official text
- A SAR shall be filed no later than 30 calendar days after the date of the initial detection by the reporting broker-dealer of facts that may constitute a basis for filing a SAR under this section. If no suspect is identified on the date of such initial detection, a broker-dealer may delay filing a SAR for an additional 30 calendar days to identify a suspect, but in no case shall reporting be delayed more than 60 calendar days after the date of such initial detection.
- Type
- Event-relative
- Trigger
- The date of the initial detection of facts that may constitute a basis for filing a SAR.
- Published period
- 30 calendar days (calendar-day basis)
- Legal status
- Binding rule.
- Effective
- Not stated to present
- Conditions and transitions
- Where no suspect is identified on the date of initial detection, filing may be delayed for an additional 30 calendar days, and never more than 60 calendar days after initial detection.
- Sources and locators
- [1] § 1023.320(b)(3)
No due date is computed here. The toolkit does not interpret event-relative periods, count business days or hold a holiday calendar.
Cite
Cite the official source first. Then: Taft Compliance Group, Exam-prep toolkit (draft), deadline reference dl-bd-sar-filing, https://taftcompliance.com/resources/exam-prep-toolkit/deadlines/dl-bd-sar-filing, last checked 2026-11-09.
Sources
Office of the Federal Register, eCFR, 31 CFR 1023.320 Reports by brokers or dealers in securities of suspicious transactions. rule. § 1023.320(b)(3).
https://www.ecfr.gov/current/title-31/subtitle-B/chapter-X/part-1023/section-1023.320
Checked 2026-11-09.
Supporting passage
(3) When to file. A SAR shall be filed no later than 30 calendar days after the date of the initial detection by the reporting broker-dealer of facts that may constitute a basis for filing a SAR under this section. If no suspect is identified on the date of such initial detection, a broker-dealer may delay filing a SAR for an additional 30 calendar days to identify a suspect, but in no case shall reporting be delayed more than 60 calendar days after the date of such initial detection.
Changes to this reference
No released changes.